Roadside assistance is another option to consider, says Bert Alanko, profit center leader at MBA Insurance. You may, for example, want additional coverage that pays for a hotel if the RV needs repairs and you can’t stay in it. Because your RV is also your home on the road, insuring an RV is a lot different from insuring a car, says John Dixon, product management director at USAA.

There are other risks a standard RV policy doesn’t address that you may want coverage for. Under agreed value coverage, which is typically for classic vehicles, the insurer pays an amount that was previously settled on, Russell says. Total loss replacement provides the amount needed to replace the damaged RV. Actual cash value is the standard and pays the owner what the RV was worth at the time of the accident, Russell says. Depending on the policy, the insurer may cover a severely damaged RV in one of several ways. For a real-time quote, please call us today at (800) 400-0186.Comprehensive and collision coverage will also vary. We can fax a binder to your RV dealer in less than 15 minutes. cards in less than 15 minutes upon receipt of your faxed or email application. Internet quotes will be returned to you by the next business day.

That’s why we provide you with multiple quotes quickly and the way you want them – on the phone, via fax or in the mail. We know that you’d rather be riding, cruising or just enjoying your time in your RV rather than shopping for insurance. That means they understand what’s important to you and can help you get the customized coverages you need. Many of our service representatives have years of experience assisting RV America customers with coverages for their RV, boat, PWC, motorcycle, collector car, and mobile home insurance. Give RV America a call and you’ll experience our friendly and knowledgeable customer service. So, you get the best coverage and superior claims service at the lowest price. We offer quotes from top-rated insurance companies that deliver great claims service. RV America has earned the trust of RV’ers because we offer quality coverage from top-rated insurance companies like Progressive, National Interstate, Allied/Nationwide, Blue Sky, American Modern, McGraw, Dairyland, Assurant, Foremost, Safeco, Mercury, Met Life, and GMAC.

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